Call us for a free consultation

Personal Injury

What Is the Implied Warranty of Habitability in Massachusetts?

The implied warranty of habitability requires residential rental property in Massachusetts to be fit for human habitation. State building and sanitary codes provide important minimum standards, but an isolated code violation does not automatically amount to a breach. If a material breach causes physical injury, a tenant or lawful visitor can pursue personal injury damages.

Colucci, Colucci & Marcus, P.C. handles personal injury and premises liability matters involving unsafe property conditions in Boston and across Massachusetts. Our Boston personal injury lawyers can review how the injury happened, identify potentially responsible parties, and explain which claims are supported by the facts.

This guide covers the legal basis for the warranty, common conditions that can violate Massachusetts housing standards, protections for tenants and lawful visitors, and when unsafe conditions can support a personal injury claim. It also addresses related remedies under G.L. c. 186, §§ 14 and 19. Call (617) 698-6000 to speak with our experienced premises liability attorneys.

What Is the Implied Warranty of Habitability?

State building and sanitary codes help define whether a rental is fit for human habitation, while the condition and surrounding facts determine whether a material breach has occurred.

In Boston Housing Authority v. Hemingway, 363 Mass. 184 (1973), the Supreme Judicial Court held that a residential landlord impliedly warrants that rented premises are fit for human habitation under an oral or written lease, for a fixed term or at will. The warranty applies at the start of the tenancy and continues throughout it.

What Conditions Violate the Massachusetts Sanitary Code?

The State Sanitary Code, 105 C.M.R. § 410.000, sets the minimum standards for what it means to provide a habitable place to live in Massachusetts. Local boards of health and the Boston Inspectional Services Department enforce these standards through inspections and orders to correct. 

Conditions that can violate the code include:

  • Lack of required heat during the heating season, hot water, or running water
  • Broken or leaking plumbing, sewage backups, and chronic dampness or mold growth
  • Infestations of rodents, cockroaches, or other pests
  • Structural defects such as rotted stairs, loose treads, missing handrails, or crumbling porches
  • Faulty or exposed electrical wiring and smoke or carbon monoxide alarms that do not work
  • Blocked, unsafe, or inadequate means of egress from the unit
  • Lead hazards in housing built before 1978 where a child under six lives

A serious defect can support a finding that the warranty was breached, but materiality depends on the facts. Relevant factors include the seriousness of the defect, how long it lasted, notice to the landlord, whether the condition could be corrected within a reasonable time, and whether the defect resulted from abnormal conduct or use by the tenant. Written notice is valuable because it creates a record of when the landlord learned about the condition.

Does the Warranty Protect a Tenant’s Guests?

In Massachusetts, the protection extends to lawful visitors when a breach of the implied warranty causes personal injury. In Scott v. Garfield, a guest was injured when a defective porch railing gave way. The Supreme Judicial Court held that a lawful visitor can recover personal injury damages for harm caused by a breach of the warranty.

What Remedies Do Tenants Have Under G.L. c. 186, § 14?

Separate from the implied warranty of habitability, G.L. c. 186, § 14 provides statutory remedies for specific landlord misconduct. When a landlord is required by law or by the express or implied terms of the lease or tenancy to provide water, hot water, heat, light, power, gas, elevator service, telephone service, janitor service, or refrigeration service, the statute prohibits a willful or intentional failure to provide that service when it is necessary to the proper or customary use of the premises. It also reaches a landlord who interferes with the delivery of those utilities or services, transfers utility responsibility to the occupant without the occupant’s knowledge or consent, interferes with the occupant’s quiet enjoyment, or attempts to retake possession by force without judicial process.

A landlord who violates the section is liable for actual and consequential damages or three months’ rent, whichever is greater, plus the costs of the action and a reasonable attorney’s fee. The statute also carries a criminal penalty of a fine between twenty-five and three hundred dollars, or imprisonment for up to six months, and the superior and district courts have jurisdiction in equity to restrain violations.

A § 14 claim is not the same as a personal injury claim, though the two can arise from the same facts. If the landlord’s conduct also violates G.L. c. 93A, double or treble damages can apply if the statutory requirements for multiple damages are met.

Colucci, Colucci & Marcus, P.C. can review medical records, causation evidence, and injury-related losses to assess the personal injury claim.

Personal Injury Attorney in Boston – Colucci, Colucci & Marcus, P.C.

Dino M. Colucci

Dino M. Colucci, Esq.

Dino M. Colucci is the founding partner and lead trial counsel of Colucci, Colucci & Marcus, P.C. Since his admission to the Massachusetts bar in 1988, he has represented clients in personal injury and civil litigation involving serious injuries, product liability, motor vehicle accidents, legal malpractice, and other negligence matters. He earned his B.A. from Tufts University in 1984 and his J.D. from the Suffolk University Law School in 1988. Dino is also admitted in New Jersey and Rhode Island and before federal courts including the U.S. Court of Appeals for the First Circuit and the Supreme Court of the United States.

Dino has been selected to the Massachusetts Super Lawyers list every year from 2012 through 2026 and has received Martindale-Hubbell’s AV Preeminent rating. His professional recognition also includes being named in The Best Lawyers in America in 2016 and membership in the Multi-Million Dollar Advocates Forum. Beyond representing clients, he served on Suffolk University’s Board of Trustees and taught Trial Evidence and Technique as an adjunct faculty member at Suffolk University Law School for multiple years.

Darin Colucci, Esq.

Darin Colucci is the managing partner of Colucci, Colucci & Marcus, P.C., where he represents clients in personal injury and civil litigation matters with a focus on trial advocacy. He earned his B.A. from Bucknell University and graduated cum laude from the Suffolk University Law School, where he served on the Law Review as a staff member and editor. Darin has been admitted to practice in Massachusetts since 1993 and is also admitted before the U.S. District Court for the District of Massachusetts and the U.S. Court of Appeals for the First Circuit.

Darin has handled significant litigation and settlement negotiations during his career. He served as lead negotiator in litigation involving unfair and deceptive business practices that resulted in a multimillion-dollar negotiated settlement. He has been selected to the Massachusetts Super Lawyers list each year from 2017 through 2026 and has also been recognized among The National Trial Lawyers Top 100.

Matthew J. Marcus, Esq.

Matthew J. Marcus is a partner at Colucci, Colucci & Marcus, P.C. who represents clients in estate planning and elder law matters, with additional work involving disability law, guardianship, and mental health-related legal matters. He earned his B.A. from Boston University, his J.D. from the Suffolk University Law School, and an LL.M. in Taxation from the Boston University School of Law in 2009.

Matthew has held leadership and public service roles connected to elder law and professional responsibility. He served on the board of directors of the Massachusetts Chapter of the National Academy of Elder Law Attorneys, co-chaired the Boston Bar Association’s Elder Law Committee, and served as a Hearing Officer for the Massachusetts Board of Bar Overseers. He has also served as faculty for continuing legal education programs and Suffolk University Law School’s Elder Law Institute. Matthew has been selected to Massachusetts Super Lawyers every year from 2006 through 2026 and received The Arc of Massachusetts’ Citizen Advocate of the Year Award.

Can a Landlord Waive the Implied Warranty of Habitability?

The implied warranty of habitability cannot be waived by a residential lease. An “as is” clause or another rental term does not remove the landlord’s obligation to provide premises fit for human habitation.

G.L. c. 186, § 14 separately bars waiver of its protections, subject to limited exceptions for certain government-imposed service restrictions, necessary repairs, and natural causes beyond the landlord’s control. Those exceptions apply to § 14 and do not make the implied warranty of habitability waivable.

How Can a Habitability Violation Lead to an Injury Claim?

A sanitary or building code violation can help show that a rental condition fell below a legal safety standard, but it does not by itself establish a personal injury claim. The injured person still has to show that the unsafe condition caused physical harm and legally recoverable losses.

Inspection reports, repair requests, photographs, and witness accounts can help document the condition and notice. Medical records and wage documentation can help establish the resulting losses.

G.L. c. 186, § 19 creates a separate tort remedy for certain unsafe conditions that were not caused by the tenant, the tenant’s invitee, or another person occupying through or under the tenant and that are not corrected within a reasonable time after the required notice.

For a condition in an area under the tenant’s control, the statute requires written notice sent by registered or certified mail. That notice is not required for an unsafe condition in an area outside the tenant’s control, and qualifying notice from a board of health or other code enforcement agency can also satisfy the notice requirement. Section 19 does not apply to an owner-occupied two- or three-family dwelling.

These claims can overlap because a personal injury claim can be based on a breach of the implied warranty or another applicable legal theory.

Factor Habitability claim for reduced rental value G.L. c. 186, § 14 claim Personal injury claim
What it addresses Material defects that make the rental unfit Listed utility or service failures, interference with quiet enjoyment, and prohibited self-help Physical harm caused by an unsafe rental condition
Who can bring it The tenant Occupant affected by the violation Tenant or lawful visitor, depending on the legal theory
Recovery Reduced rental value and other housing remedies Statutory damages, costs, and reasonable attorney’s fees Medical expenses, lost income, pain and suffering, and other proven losses

The proper court depends on the claims and relief sought. Housing Court can hear residential housing cases that include personal injury claims.

Colucci, Colucci & Marcus, P.C. can review who controlled the unsafe area, what notice was required or received, and how those issues affect the available injury claims.

Key Takeaway: The available remedy should match the type of harm involved. Reduced rental value, statutory remedies under G.L. c. 186, § 14, and personal injury damages can arise from different legal bases even when they stem from the same rental condition.

What Should You Do After an Injury in Unsafe Boston Housing?

Unsafe conditions can be repaired or altered after an injury, so documenting the property early can preserve evidence that might otherwise be lost.

  1. Get medical treatment and tell the provider how the injury happened and what symptoms you are experiencing.
  2. Photograph and video the condition from several angles before any repair is made, including the surrounding area.
  3. Report the condition in writing to the landlord or property manager and keep a copy. The method of notice can matter for some claims. G.L. c. 186, § 19 requires registered or certified mail for certain unsafe conditions in areas under the tenant’s control.
  4. Contact the local board of health or Boston Inspectional Services and request an inspection. If the property is inspected, the resulting records can provide independent documentation of the condition.
  5. Save every related document: the lease, prior repair requests, text messages, medical bills, and the names of anyone who saw the condition or the incident.

G.L. c. 260, § 2A sets a three-year limitations period for personal injury tort actions unless another rule applies, measured from when the cause of action accrues. A premises liability attorney can review the filing and notice deadlines for the claim, including any additional requirements that apply to claims involving a public entity.

If you or a guest was injured by a condition your landlord failed to fix, you may have claims under both the implied warranty of habitability and Massachusetts premises liability law. Determining which claims apply, and against whom, depends on the condition, the notice the landlord received, and the extent of the injuries.

At Colucci, Colucci & Marcus, P.C., our Boston premises liability attorneys can handle communications with landlords, property managers, insurers, and other involved parties. We can also prepare and pursue the injury claim based on the evidence, applicable deadlines, and losses caused by the unsafe condition.

Call Colucci, Colucci & Marcus, P.C. at (617) 698-6000 to schedule a free consultation. Our office is located at 31 Milk St 4th Floor, Boston, MA 02109, and we serve injured clients in Boston, Milton, and the surrounding communities. 

Frequently Asked Questions

Does the implied warranty of habitability apply to an oral lease?

Yes. A written lease is not required for the warranty to apply. It can protect residential tenants with an oral rental agreement or a tenancy at will.

Can I be evicted for reporting a code violation?

Massachusetts law protects tenants against retaliation for reporting suspected housing code violations or pursuing related legal remedies. The reprisal protections in G.L. c. 186, § 18 and G.L. c. 239, § 2A also apply to retaliation for reporting or proceeding against violations of G.L. c. 186, § 14. A tenant facing an eviction shortly after making a complaint should raise the retaliation issue promptly.

Does a guest have to be formally invited to bring a claim?

No. A formal written invitation is not required. A lawful visitor can be protected when the injury is caused by a breach of the warranty.

Do I have to withhold rent to bring a habitability claim?

No. Rent withholding is one option a tenant may consider, and it carries risks, including eviction proceedings if it is done incorrectly. A claim for damages under G.L. c. 186, § 14 or a personal injury claim for an injury caused by a defect does not depend on withholding rent.

What if I knew about the dangerous condition before I was hurt?

Knowing about a hazard does not automatically bar a claim. In a negligence claim, Massachusetts comparative negligence law can reduce damages based on the injured person’s share of fault and can bar recovery if that person’s negligence is greater than the combined negligence of the defendants. A personal injury claim based on breach of the implied warranty of habitability is different. Scott v. Garfield held that the comparative negligence statute does not apply to that warranty claim, although an injured tenant or lawful visitor still remains responsible for acting reasonably around a known defect.

How long do I have to file a personal injury claim in Massachusetts?

G.L. c. 260, § 2A sets a three-year limitations period from accrual for personal injury tort actions. Other or additional deadlines can apply, especially for claims involving public entities. Call (617) 698-6000 to discuss the filing and notice deadlines that may apply to your claim.

Can I recover more than my actual losses?

In some cases. G.L. c. 186, § 14 can provide statutory damages, attorney’s fees, and costs. A qualifying G.L. c. 93A violation can also support double or treble damages if the statutory requirements are met.

Your Recovery Starts With One Call

Talk Directly with a Seasoned Attorney About Your Case

Related Articles

CCM
Who Can Be Held Liable For Wide Turn Truck Accidents?

The last thing that anybody expects to happen is that they will be injured in a crash caused by a negligent truck driver. However, truck accidents can occur in and around Boston, including crashes involving

CCM
How Does Massachusetts’ Three-Year Personal Injury Statute of Limitations (M.G.L. c. 260, § 2A) Apply to Truck Accidents?

After a truck accident, injured people often focus on medical treatment and insurance matters before thinking about a lawsuit. In Massachusetts, most personal injury lawsuits arising from truck crashes must be filed within three years

CCM
What Penalties Can Nursing Homes Face for Violations Under MGL 111 72E?

Under MGL c. 111, § 72E, Massachusetts nursing homes can face regulatory consequences for uncorrected or serious violations, including civil fines, license revocation, other administrative sanctions under the licensing laws, and court enforcement. Beyond these