Published Monday, November 9, 2026. This post summarizes public news reports and is general information, not legal advice.
What Happened on Interstate 93 North in Wilmington
A five-car crash on Interstate 93 north near Concord Street at Exit 33 in Wilmington sent five people to the hospital on Sunday morning, according to reports from boston25news.com. State police said authorities responded around 6 a.m. The five people taken to the hospital were in separate vehicles and had serious but non-life-threatening injuries, boston25news.com reported.
Police said two left lanes of I-93 north reopened around 6:30 a.m., though traffic remained affected for about a quarter-mile. Traffic was diverted off the highway at Concord Street while crews responded, and all lanes reopened around 7 a.m., boston25news.com reported.
Hurt in a crash like this?
Call Colucci, Colucci & Marcus, P.C. at (617) 936-8607 for a free, confidential consultation about your options.
Call (617) 936-8607 Request a Free ConsultationInsurance Questions After a Multi-Vehicle Crash in Massachusetts
A crash involving several vehicles raises questions about which insurance pays first and who can be responsible for the harm. In Massachusetts, the starting point for most people hurt in a car crash is personal injury protection, often called PIP.
Under M.G.L. c. 90, § 34M, a Massachusetts motor vehicle liability policy generally must provide personal injury protection, which § 34A defines as coverage of at least $8,000 per person. For an eligible injured person, PIP can pay, without regard to fault, reasonable medical expenses incurred within two years of the crash, lost wages generally limited to 75 percent of the person’s average weekly wage for the year before the crash, and payments to people outside the household for necessary replacement services. A deductible purchased under § 34M can modify, reduce or eliminate these benefits for the insured and members of the insured’s household.
Where health, sickness or disability insurance, or a group plan that pays for health care, has paid or will pay an eligible person’s medical, dental, hospital, ambulance, nursing or funeral expenses, § 34A bars PIP from paying more than $2,000 of those expenses to the extent they are so paid. Amounts that coverage does not pay, such as its deductibles and copayments, can generally still be paid by PIP up to the policy’s PIP limit.
Beyond PIP, a claim for pain and suffering has its own threshold. Under M.G.L. c. 231, § 6D, a person injured in a motor vehicle crash can recover damages for pain and suffering only if reasonable and necessary medical expenses exceed $2,000, or the injury causes death, loss of a body member, permanent and serious disfigurement, loss of sight or hearing, or a fracture.
At Colucci, Colucci & Marcus, P.C., Boston personal injury attorney Dino M. Colucci represents people injured in car crashes. Our team investigates how a crash happened, which insurance policies apply and who can be responsible. Our team represents injured clients in Suffolk, Norfolk and Middlesex counties and throughout Massachusetts.
Why Physical Evidence From a Highway Crash Can Change Quickly
In a claim for compensation, the question of who can be responsible often depends on physical evidence from the roadway and the vehicles. That evidence can change once a road reopens and vehicles are towed.
Marks on the pavement can fade, debris can be removed, and damaged vehicles can be repaired, sold or salvaged as time passes. When several vehicles are involved, the location and pattern of damage on each one can be relevant to how the vehicles came into contact.
A written request to preserve the vehicles involved, sent to the owners and insurers, can help keep that evidence available for inspection. Photographs of the vehicles from several angles can also help keep a record if a vehicle is later repaired or scrapped.
This evidence matters because Massachusetts uses comparative negligence. Under M.G.L. c. 231, § 85, an injured person’s own negligence does not bar compensation unless it was greater than the combined negligence of everyone the person seeks to recover from. Any compensation is reduced in proportion to the injured person’s share of the negligence, so evidence can be relevant to how responsibility is divided among several drivers.
What to Do Now After a Crash on I-93
- Preserve documents and photos: Keep photographs, towing receipts, repair estimates and every letter from an insurer in one place. Save copies of anything sent or received by email or text.
- Get the crash report number: Ask the police agency that handled the crash for the report number and how to request a copy. Insurers and attorneys commonly ask for it.
- Do not give a recorded statement to another party’s insurer: A recorded statement, a medical authorization or a settlement release given to an insurer early can affect a claim before the full extent of an injury is known. It is generally worth understanding what a document does before signing it.
- Follow through on medical care: Keep every follow-up appointment and follow the treatment plan from the hospital and treating providers. Keep copies of hospital records, treatment records and bills, since they can be relevant to PIP benefits and to any later claim.
- Speak with a lawyer: Our Boston attorneys can review which insurance policies apply, how responsibility may be shared among several drivers, and what steps can help keep evidence available.
Sources
- boston25news.com: 5 injured in multi-car crash on I-93 in Wilmington
Questions After the Wilmington Crash
If this report involves you or someone close to you, an early conversation can clarify your options without any obligation. Call Colucci, Colucci & Marcus, P.C. at (617) 936-8607 for a free consultation. Our office at 31 Milk St, 4th Floor, Boston, MA 02109 serves injured clients throughout Boston and across Massachusetts.